A 55+ community (also called an age-restricted or active adult community) is designed for residents who are 55 years of age or older. These neighborhoods emphasize quiet, well-maintained living and typically provide amenities and activities suited for active adults.
Many manufactured and mobile home parks in Florida operate under the federal Housing for Older Persons Act (HOPA), which allows them to legally restrict residency based on age.
While each community sets its own standards, most 55+ manufactured and mobile home parks in Florida follow these common rules:
At least one household resident must be 55 years of age or older.
Some communities require all permanent residents to be 55+, while others may allow a limited percentage of younger occupants (often 45+ or adult children).
Children under 18 are generally not permitted as full-time residents.
Short-term visits from younger family members or grandchildren are usually allowed, but often limited to 30–60 days per year.
All prospective residents must submit an application for community approval, which typically includes:
Background checks
Credit checks
Income verification (sometimes required)
Homes must meet community standards for maintenance and appearance.
Rules often cover:
Landscaping
Exterior changes or paint colors
Additions such as porches, decks, or sheds
Quiet hours and respectful conduct toward neighbors are typically enforced.
Pets may be allowed, but restrictions are common regarding:
Size
Breed
Number of pets
Amenities often include:
Clubhouses
Pools
Social clubs
Organized community events
Use of amenities is usually limited to residents and their approved guests.
Most communities require monthly fees, which may include:
Lot rent (if the land is leased)
Grounds maintenance
Community amenities
Each 55+ community sets its own rules. Before purchasing or leasing a home, always review the Community Guidelines or Prospectus to understand:
Age restrictions
Guest policies
Pet rules
Monthly fees
